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Is Your Home ‘Insurable’ to Today’s Buyers? What Sellers Need to Do Before Listing

Monday, February 2nd, 2026

In line with many other living expenses, home insurance has been rising over the last several years. According to the Consumer Federation of America, the average annual home insurance premium for a typical homeowner increased by an average of $648 across the country from 2021 to 2024. Home insurance in Missouri increased by an average of 12% during that time span, while Illinois home insurance increased by a whopping 50%.

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